KCully2In the current economy, many people are struggling with their finances. Some people are turning to bankruptcy to regain their financial security; others are using debt negotiation or working with their landlords or boards to resolve credit problems, foreclosure or eviction. Regardless of your chosen methods, working with an experienced lawyer can help you achieve the result you need.

Ms. Kathleen Cully has over 35 years of experience helping clients in Manhattan and the surrounding areas negotiate financial transactions and workouts. She is a member of the National Association of Consumer Bankruptcy Attorneys and an instructor at Max Gardner’s famed Bankruptcy Boot CampContact this experienced lawyer online or call 212-447-9882 to schedule your free initial consultation at our conference rooms conveniently located in midtown Manhattan in the landmarked New York City Bar Association building at 42 W. 44th Street.

Finance and Bankruptcy Experience

A graduate of Yale Law School with over 35 years of experience in financial law, Ms. Cully brings a wealth of legal, financial and bankruptcy knowledge to each of her clients. She’s familiar with the law and the financial system from all perspectives and knows how your individual finances fit into the system; she continues to work with lenders and securitizers to improve lending criteria and workout processes to ensure that credit will continue to be available at the best possible terms. She understands: what creditors are looking for and how your needs align with their goals. For most creditors, payment delays and bankruptcy are part of their business; it’s fundamentally about maximizing recovery in a statistics-based framework. Working with a knowledgeable attorney like Ms. Cully to correctly and professionally negotiate your debt, protect your home or file for bankruptcy is an excellent way to restructure your finances to achieve the best possible result for you.

Bankruptcy Representation

Many people have negative impressions about bankruptcy, fearing their credit will be ruined forever. It is true that bankruptcy is a last resort, for use only when no other alternatives are practical. But filing bankruptcy does not mean financial disaster; it can be the beginning of a new life. Although your credit score will not return to normal overnight, with hard work and careful money management, it is possible to gradually improve your score to good or even excellent. Ms. Cully will work with you to help you find debt relief through the best possible means.

When you contact Ms. Cully, she will guide you every step of the way, helping you understand your options and the ramifications of each choice.  Contact her or call 212-447-9882 to schedule your free initial consultation.