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Monthly Archives: June 2009
  • June 22, 2009
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  • Government Program, Legislation, New Developments, Regulation, Student Loans

A Little Help with Federal Student Loans

If your income is low and you have direct or guaranteed Federal student loans (including Stafford, PLUS or Consolidated loans), you may be eligible for reduced payments under the Income-Based Repayment program that went into effect on July 1, 2009. The IBR program reduces your payment to 15% of your income in excess of 150%

  • June 16, 2009
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  • Credit Cards, New Developments

Credit Card Issuers Settle Accounts for Lower Balances – NYTimes.com

According to an article in the New York Times, credit card issuers are beginning to agree to writing down credit card debt, at least for borrowers who’ve been delinquent for more than six months. (The banks are required to completely write off debt that’s over 180 days delinquent, which turns any payment they can get

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